Budget 2026

In a time when market ups and downs keep investors on edge, most people look for an option where their money stays safe and still grows steadily. This is where the Public Provident Fund (PPF) stands out. Backed by the government and designed for long-term wealth creation, PPF is far more than a basic savings scheme, if you use it smartly.

Withdrawing Provident Fund money may soon feel as simple as making a UPI payment. The Employees’ Provident Fund Organisation (EPFO) is gearing up for a major digital leap under its ambitious EPFO 3.0 project, aimed at completely transforming how salaried employees access their PF savings. At present, even online PF claims take days to process. But EPFO 3.0 promises to cut this waiting period dramatically, from weeks to just a few minutes, ensuring quick financial support when employees need it the most.

This article explains the EPF vs VPF difference, highlighting how Voluntary Provident Fund works, its contribution limits, interest rate, tax benefits, and investment process. It helps salaried employees understand whether adding VPF to EPF can strengthen retirement savings through safe, long-term planning with clarity, simplicity, and insights for informed decisions.

A rare ₹10 note with a special serial number can attract huge interest from collectors and buyers. With the right condition and platform, such notes may fetch prices running into lakhs. The article explains which notes are valuable, how to sell them online, and important RBI safety warnings.

Today, Aadhaar has become an essential identity proof for every Indian. From government schemes and bank work to mobile SIMs and school admissions, it’s needed almost everywhere. While the 12-digit Aadhaar number is valid for life, many people panic when the card gets misplaced, especially if they don’t remember the number. The good news? You can easily get your Aadhaar again, even without the number.

The Post Office Senior Citizen Savings Scheme offers retirees a secure way to earn regular income with government-backed safety. With an attractive 8.2% interest rate, quarterly payouts, tax benefits under Section 80C, and investment up to ₹30 lakh, it ensures financial stability and peace of mind after retirement.

The 22nd PM Kisan Yojana instalment is set to be released in February 2026, but farmers risk losing ₹2,000 if mandatory checks are incomplete. e-KYC, Farmer ID creation, land seeding and Aadhaar-bank linking must be completed immediately to ensure uninterrupted benefit transfer.

Pink 20 Rupee Note stories claim instant riches, but reality is more nuanced. The article explores why rare currency attracts collectors, what makes certain ₹20 notes valuable, how online selling works, and why caution, research, and realistic expectations are essential before trusting viral ₹12 lakh claims circulating online today widely.

The rare 2.5 Rupee note from British-era India has become a prized collector’s item today. Issued briefly in 1918, its scarcity and historical value have pushed prices into lakhs. With growing interest in numismatics, this old note could be a hidden treasure.

PM Kisan Maandhan Yojana is a government-backed pension scheme for small and marginal farmers. By contributing a small monthly amount, eligible farmers receive a guaranteed pension of up to ₹3,000 per month after turning 60, ensuring financial security and a dignified life in old age.