Looking for affordable ways to protect your family financially? The central government offers two simple insurance schemes, Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY), that cover millions of Indians at a minimal cost. Together, they cost just Rs 456 per year and provide a safety net in case of unforeseen events.

With stock markets showing losses, many investors are now looking for safer ways to grow their money. The National Pension System (NPS) has emerged as a smart option, offering long-term wealth creation along with a steady pension after retirement. Let’s explore how NPS can help you accumulate crores and plan for a financially secure future.

The Modi government is gearing up to present the second full budget of its third term on February 1, 2026. Finance Minister Nirmala Sitharaman’s Budget 2026 is being widely seen as a “budget of hope,” with farmers, unemployed youth, taxpayers, and senior citizens all expecting meaningful relief. Among the most talked-about possibilities is the return of railway ticket concessions for senior citizens.

To strengthen India’s traditional workforce, the central government launched the Pradhan Mantri Vishwakarma Kaushal Samman Yojana in 2023. The scheme is designed to give artisans and skilled workers a fresh identity, better skills, and easy financial support so they can grow their businesses with confidence. Today, thousands of artisans and small entrepreneurs are already benefiting through skill training, modern tools, and low-interest loans.

Employees often change jobs, but what happens when job switches leave you with more than one Provident Fund (PF) account? If you’ve worked with multiple employers and ended up with two Universal Account Numbers (UANs), you’re not alone. Here’s a clear guide on how to merge PF accounts and whether withdrawing your PF money could attract tax.