EPF Balance: Complete Guide To Checking Online And Offline

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Sat, 25 Nov 2023 16:55:12 IST
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For employed individuals in India, contributing to the Employee Provident Fund ( EPF ) is common. This government-initiated scheme ensures financial security during retirement. Keeping tabs on your contributions and knowing your EPF balance is crucial. Here, we'll explore the various methods to check your EPF balance.


Online Methods to Check EPF Balance
In today's digital age, checking your EPF balance online is fast, easy, and secure. Let's delve into the different ways to do so.

EPFO Website:
  • Visit www.epfindia.gov.in.
  • Click "Services" and select "For Employees."
  • Under "Services," choose "Member Passbook."
  • Log in with your Universal Account Number (UAN) and password.
  • Verify the captcha code.
  • Your EPF passbook with contribution details will be displayed.

UMANG App:
  • Download and register on the UMANG app.
  • Select EPFO and "Employee Centric Services."
  • Choose "View Passbook" and log in with your UAN and password.
  • Your EPF passbook will show your current balance and transactions.

Offline Methods for EPF Balance Check

SMS Service:


  • Ensure your UAN links with Aadhaar, PAN, and bank account.
  • Send an SMS from your registered number to 7738299899 in the format: "EPFOHO UAN ENG" (replace "ENG" with your preferred language).
  • You'll receive an SMS with your EPF balance details.

Missed Call Facility:

  • Make a missed call from your registered mobile to 9966044425.
  • You'll receive an SMS with your EPF balance and details.

Checking PF Balance With and Without UAN Number:
With UAN:
  1. Activate your UAN via the EPFO portal.
  2. Log in using your UAN and password.
  3. View your passbook to check your PF balance.
Without UAN:
  1. Visit the EPFO website.
  2. Select "For Employees" and "Member Passbook."
  3. Enter your PF account details and view your passbook.

Checking EPF Balance on Mobile:
UMANG App:
  • Download and log in to the UMANG app.
  • Choose EPFO and "View Passbook" after authentication.

SMS Service:
  • Send an SMS to 7738299899 in the specified format to receive your EPF details.

Missed Call:
  • Give a missed call to 011-22901406 to get your EPF details.

Increasing Your EPF Savings:
  • Make regular contributions.
  • Maximize employer matching.
  • Consider Voluntary Provident Fund (VPF).
  • Diversify investments wisely.
  • Avoid premature withdrawals.
  • Keep nomination details updated.

EPF Balance for Exempted Establishments/Private Trusts:
  • Contact your HR/Finance Department.
  • Obtain EPF account details.
  • Access HR portal to view EPF balance.

EPF Balance for Inoperative Accounts:
  • Visit the EPFO website's 'Inoperative Account Helpdesk.'
  • Enter required details and verify OTP.
  • Access and verify your inoperative EPF account's balance.

E-nomination Process:
Though not mandatory, e-nomination simplifies fund distribution to your beneficiaries in case of demise.


Checking PF Balance without a Registered Mobile Number:
Follow the steps for checking PF balance without a registered mobile number, or update details at your local EPFO office for seamless access to PF information.

Keeping track of your EPF balance is vital for financial planning. Whether you have a UAN or not, checking via the EPFO portal is convenient. Updating nomination details and linking your mobile number secures your savings and ensures a smooth process for beneficiaries in the future.