Post Office Scheme: Earn Over 7% Interest With These Post Office Investment Schemes

When it comes to safe and reliable investment options, post office schemes are a go-to choice for many. Currently, several schemes are offering attractive interest rates above 7%. Here’s a look at some of the best options available.

Post Office Time Deposit
The Post Office Time Deposit scheme offers solid returns for those willing to lock in their money for a few years. If you invest for a 3-year term, you will receive an interest rate of 7.1%. For a longer commitment of 5 years, the interest rate increases to 7.5%.

Post Office Monthly Income Scheme
Designed for those seeking a steady income, the Post Office Monthly Income Scheme provides an interest rate of 7.4%. This scheme is ideal for individuals looking for a regular monthly payout from their investment.

Public Provident Fund (PPF)
The Public Provident Fund is a long-term investment option with multiple tax benefits under the EEE (Exempt-Exempt-Exempt) category. Investors can enjoy a current interest rate of 7.1%, making it a great choice for building a substantial corpus over time.

National Savings Certificate (NSC)
The National Savings Certificate, or NSC, is a 5-year deposit scheme offering a competitive interest rate of 7.7%. This scheme is perfect for those looking to invest a lump sum amount and earn a good return over a 5-year period.

Mahila Samman Savings Certificate
Exclusively for women, the Mahila Samman Savings Certificate is a 2-year deposit scheme with an attractive interest rate of 7.5%. This scheme is designed to empower women by providing a secure and profitable investment option.

Investing in these post office scheme s not only offers attractive interest rates but also ensures the safety and security of your investments. Whether you are looking for short-term gains or long-term growth, there is a post office scheme to meet your financial goals.