How To Check Your LIC Policy Status Online: A Complete Guide For Policyholders To Avoid Missed Premiums & Stay Informed
Staying up to date with your LIC (Life Insurance Corporation of India) policy is crucial to ensure timely premium payments and avoid lapses. With LIC’s online services, managing your policy status has become much more convenient. Here, we’ll guide you through each step of checking your policy status for both new and registered users, along with some requirements for using the service.
Why Monitor Your LIC Policy?
Regular monitoring of your LIC policy status helps you avoid missed payments and stay updated on benefits like accrued bonuses. With LIC’s online and mobile services, checking your policy status is just a click away.
Steps for New Users: Registration and Policy Enrollment
If you’re a new user on LIC’s online portal, you’ll first need to create an account. Follow these steps to register and add your policies to the portal
Visit the LIC e-Service Portal: Go to LIC’s official e-service portal and click on the ‘Sign Up’ button.
Complete Registration: Fill in the registration form with your details, including a valid email address. Choose a secure username and password.
Activate Your Account: After completing the registration, check your email for a confirmation message. Click on the activation link in the email.
Add Your Policies: Log in to your account and enter your policy details, such as policy number and premium details. Complete the enrollment by submitting this information.
After adding your policies, you’ll receive confirmation via email or at your LIC branch. Once validated, you can view your policy status anytime on the portal.
Checking LIC Policy Status for Registered Users
Registered users have a streamlined process for checking policy details
Login to LIC India Website: Visit LIC’s website, navigate to the ‘Online Services’ section, and select the ‘Registered User’ option.
Enter Credentials: Input your username, password, and date of birth to log in.
View Policy Tools: Once logged in, you’ll see various tools under ‘View Enrolled Policies’.
Check Policy Status: Click on any enrolled policy to view its current status, premium due date, vested bonuses, and more.
By following these steps, you can quickly check your policy status, review premium payments, and access other essential details.
LIC Mobile Services: Accessing Policy Information On-the-Go
LIC also offers mobile services to make it easy to access policy information wherever you are. You’ll need your LIC policy number when calling customer care or using mobile services. Here’s what you’ll need to have ready:
Policy Number
Date of Birth
Registered Mobile Number
Having these details handy will help you receive SMS notifications regarding premiums, maturity dates, and more.
Benefits of Timely LIC Policy Checks
Regularly checking your policy status not only helps you avoid missed premiums but also keeps you informed about any new offers or policy updates. You’ll have a better understanding of accrued benefits and can plan better for future policy-related decisions.
Requirements for Setting Up an Online LIC Account
For a smooth registration process, ensure you have
A Valid Policy Number: You must be the policy owner.
Date of Birth in DD/MM/YYYY Format: Accurate DOB is essential.
Mobile Number: Required for alerts on payments and other notifications.
Email Address: Needed for account confirmations and policy updates.